What is the average to have a baby

The costs of having a baby include more than just the actual childbirth. These costs also include the regular check-ups, tests and prenatal care associated with pregnancy.

Complications during birth, however, for a vaginal or C-section delivery will increase the charges for childbirth. Key factors that influence the final costs of childbirth include the state and its cost of living , the type of birth delivery and whether or not the patient has health insurance. In the United States, it increased sharply in the s, after abortion was legalized.

Now, more people are going to college and marrying later, and there has been a large decline in teenage pregnancy and a rise in the use of long-acting birth control like IUDs. But the experiences of American mothers look very different across the country. People are more likely than before to live in places surrounded by people like them. And local factors — job opportunities, housing prices and social mores about things like going to church and using contraception — all influence their family planning.

Because of fertility treatments and genetic testing, there is less fear about health complications and less stigma about having babies after 35 , she said. The wage penalty for women who have children is high, so many try to advance in their careers before giving birth. They are more likely than young mothers to be married , and less likely to divorce. Ellen Scanlon, who lives in San Francisco, became a first-time mother three months ago at age First she went to business school, built a career in finance and started a strategy consulting firm.

She met her future husband when she was 31, but they were in no rush to start a family. But after they married, when she was 36, they struggled with fertility. It took three and a half years of visiting specialists around the country before she became pregnant via in vitro fertilization.

It has also given her and her husband, who works in financial services, enough money to have already started a college savings account for their infant son, Lee, and to be able to enroll him in private school and to travel. Women who have children young tend to live in areas that view family ties as paramount.

But parents are less likely to have significant savings or a college degree and career. Best high-yield savings accounts. Best bank account bonuses. Best online bank. American Express Savings review. Average bank interest rates. Average k balance. How to retire early. How to open an IRA. IRA CD rates. Best ways to save for retirement. Best mortgage lenders. Best mortgage refinance lenders.

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Average college tuition. How to choose a student loan. How to pick financial aid. Best tax software. Best small business tax software. TurboTax review. TaxAct review. Being able to create life is undeniably one of the most beautiful gifts bestowed on women, but it also comes with a very loud and constantly ticking clock. In fact, you'd be hard pressed to find a woman who's not uncomfortably aware of her biological clock and that her chances for getting pregnant and raising a family are up against it.

But while a woman might be in her fertile prime in her 20s, this decade is not an ideal time for many women to tackle pregnancy and parenting. Some women aren't even ready in their early 30s. That's why most experts and moms alike agree that there is no perfect age to get pregnant. Goodall McDonald, M. McDonald points out that, the older you get, the more likely you are to find yourself in the sandwich generation, caring for aging parents and children at the same time.

Of course, the optimal time for a woman to get pregnant is when she's ready—physically, emotionally, mentally, and financially—and this time varies greatly from woman to woman. To help you determine what age might be best for you to get pregnant, we asked experts and real moms to share their seasoned and experienced opinions for every age range. Obviously, this young age range is not ideal for most women, but there's no denying that you are the most fertile that you'll ever be at this ripe age.

Financial concerns that come along with raising a child also reign supreme in this age group. Although Phylicia I. Most women in this age range are still very fertile, with an estimated 25 percent chance of getting pregnant each month.